I finally got on the late bus and joined the rest of the folks switching from evil, corporate banks to friendly, local credit unions.Â I wish I could say it was because Iâ€™m a socially aware nearly-30-year-old, but really, itâ€™s because Bank of America screwed me and my little business over so hard I nearly had to declare bankruptcy last year.Â D-i-c-k-s.
My experience with my credit union has been good thus far; I do, however, have one serious beef.Â I opened both a business and personal account, and the debit cards for each account are identical.Â Same color, same design, same name…there is no difference between the two other than the very last digit on the card.Â After one drink, I guarantee Iâ€™ll be spending my rent money on booze and booze money on photography supplies and I have enough trouble with QuickBooks without my bank deliberately sabotaging me.
My teller did give me a solid recommendation: â€œYou could try putting a sticker on it, thatâ€™s what my mom does.â€Â Since we have a new banking relationship, he clearly didnâ€™t know that I would rather walk out of the house without mascara (ha) than pay for camera supplies with a card sporting Charlie the freaking unicorn.
I was obviously losing sleep with this debit card design dilemma, because, well, GRAPHIC DESIGN.Â When Occupy Albany first moved in next door, I wasnâ€™t offended by their politics; I was offended by their window displays.Â Luckily, they heard my anxious pacing and took their hand-made signs to the printer.
My way of handling the situation was to waste an hour of my workday with my favorite Sharpie and a ruler, obsessively customizing my business credit card to make it more easily recognizable when Iâ€™m fumbling to buy a $1.67 cup of coffee.Â Then, in true â€œIf You Give a Mouse a Cookieâ€ form, I had to customize all my cards, â€œSo theyâ€™ll match!â€
I might as well have borrowed the unicorn sticker from the tellerâ€™s mom, because now my wallet looks like Rainbow Brite threw up all over my credit cards.Â Definitely more professional.
Lessons of the day:
- Less is more.
- Donâ€™t leave a graphically-stricken Carlene alone with Sharpies, ever.